Roles and Responsibilities:

- Understanding the Credit Policy and Risk Management
- Team Management with proper control on quality under writing
- Underwriting of the loans Proposals as per credit policy. Escalate proposals as per Deviation and Delegation Authority.
- Policy & Process Adherence and Audit compliance
- Training on credit policies/norms
- Portfolio Analysis and Hind sighting
- Collaboration with other verticals and departments
- Periodic MIS
- Maintaining excellent quality of book with lowest delinquency.
- Regular customer and market visit to know about the market behavior.

Skills Required:

- Understanding the credit analysis of finance loans Business
- Knowledge about various Asset Classes and should be able to analyze the viability of the Asset.
- Knowledge on Assessment of income (with or without financials)
- Knowledge about policies and processes of CPC

Experience: 5-10 Years

Education Requirements: MBA with an aggregate of at least 60% (with no arrears)

📌 Credit Manager (New Delhi)
🏢 Sundaram Finance
📍 New Delhi