We are seeking a skilled Credit Manager to join our team in Uttar Pradesh. The ideal candidate will be responsible for overseeing the credit underwriting process, ensuring that all loan applications are evaluated thoroughly and efficiently. This role is crucial in managing the risk associated with lending and ensuring that our SME loan products are accessible to qualified applicants.

Key Responsibilities

- Evaluate loan applications and make informed decisions regarding creditworthiness.

- Conduct thorough credit assessments and risk analysis for SME loans.
- Collaborate with the loan processing team to ensure timely loan sanctioning.
- Develop and implement credit policies and procedures to enhance operational efficiency.
- Monitor and manage the performance of the loan portfolio, identifying potential risks and opportunities.




- Provide training and support to junior staff in credit underwriting practices.
- Stay updated on industry trends and regulatory changes affecting credit management.

Required Skills

- Solid knowledge of credit underwriting principles and practices.
- Experience with SME loan products and processes.
- Excellent analytical and decision-making skills.
- Strong communication and interpersonal skills to work effectively with clients and team members.
- Ability to work under pressure and meet tight deadlines. If you are a proactive and detail-oriented professional with a passion for credit management, we encourage you to apply for this exciting opportunity.

This job is provided by Shine.com

📌 Credit Manager (Lucknow)
🏢 ACURA SOLUTIONS
📍 Lucknow