What will you do :

- Conduct underwriting of current retail relationships for all entity types
- Conduct periodic annual reviews of all retail entities
- Monitor relationships for the presence of reputational and other risks
- Ensure partner compliance with Credit Policy and Retail ISO Program Standards
- Annual and ongoing audit of the Periodic Review, Registration, ISO, and Integrated Partners databases to ensure that all active entities are registered and in a review cycle
- Manage removal of Inactive User IDs and provide backup for the creation of new User IDs for MAI, CARS, and IDS (Integrated Dispute System) systems
- Provide on demand MATCH diligence searches and review for Card Compliance as needed
- Manage, update, and upload monthly Retail ISO OFAC files for consistent screening
- Manage Monthly Retail ISO Alerts for variances in portfolio composition and chargeback levels

Experience you'll need to have:

- 3 years of experience in credit risk, underwriting, merchant processing, financial services, or a related risk evaluation environment and reviewing individual and business credit reports and applying findings to risk-based decisions
- Experience working in a client-facing role with sales partners, merchants, processors, or similar external stakeholders




- Experience using Microsoft Office Suite to document reviews, manage workflows, and communicate findings
- Ability to assess application quality, interpret supporting documentation, and use third-party verification tools to evaluate business legitimacy and credit exposure
- Bachelor's Degree in finance, business, accounting, economics, or a related field, or equivalent combination of education, related experience and/or military experience

Experience that would be great to have:

- Experience in the merchant processing industry
- Knowledge of card brand rules and regulations
- Experience supporting underwriting workflows tied to service level agreement (SLA) performance
- Experience evaluating small business or merchant application documentation

Role: Risk Management & Compliance - Other, Industry Type: FinTech / Payments, Department: Risk Management & Compliance, Employment Type: Full Time, Permanent Role Category: Risk Management & Compliance - Other Education UG: Any Graduate Key Skills Skills highlighted with ‘‘ are preferred keyskills Financial Statement AnalysisFinancial Ratios Credit AnalysisCredit Assessment

📌 Credit Analyst (Thane)
🏢 Fiserv
📍 Thane