Experience Required:

- Should have experience as an Area Credit Manager (ACM) - Micro Housing.

- Should have expertise in team building and team management.

Key Responsibilities:

- Manage end-to-end credit underwriting and approval for Micro Housing loans.

- Evaluate and approve salaried, SENP, SEP, retail, and high-value loan cases.

- Review credit proposals, authorize policy deviations, and ensure compliance with credit policies.

- Approve disbursements based on documentation, LTV norms, and policy adherence.

- Monitor portfolio quality, delinquencies, and PDD closure.

- Coordinate with FI, Legal, Technical, and Recovery teams for timely processing and risk management.

- Lead and mentor credit teams, driving productivity and process efficiency.

- Ensure robust credit assessment, underwriting, and loan sanctioning.

- Develop and implement local market-focused underwriting strategies and credit risk frameworks.

Interested candidates can share their cv to below mail:

[email protected]

📌 Area Credit Manager - Micro Housing (Ahmedabad)
🏢 Tata Capital
📍 Ahmedabad