Key Accountabilities • To prepare accurate credit proposals in a consistent, concise and lucid manner.

- To maintain close working relationship with Business Unit to ensure that department deliverables are met
- Ensure all regulatory reporting & compliances are enforced.
- Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints
- Control the quality of the exposure, using available triggers and adherence to Risk management guidelines and policies
- Monitor and ensure adherence to risk service standards

Job Duties & Responsibilities

- Providing concise and relevant financial analysis by clearly identifying risks
- Ensure reviews are completed prior to due date and are error free
- Identify new Issuers/Credits fulfilling the internal Investment guidelines
- Maintain database of Issuers & Credit proposals basis Financial results/Company specific updates
- Adhere to the risk management and regulatory guidelines of SEBI and RBI
- Control and manage the risk profile for the overall exposure
- Manage performance against key financial (risk-adjusted contribution) sales,



service and operational targets

Required Experience

- Overall 2-5 years of experience in credit analysis, preferably having experience with credit analysis of Fixed Income clients – banks, and NBFCs.
- Knowledge of competitors and market

Education / Preferred Qualifications

CA / MBA

Core Competencies Good written and verbal communication skills • Positive Analytical skills • Self-driven and highly ambitious • Results-orientated & the ability to handle pressure • Relationship building & management skills • Understanding of competitor products • Comfortable with tight deadlines • Technical Competencies Technical Competencies Sound understanding of asset products and associated technology platforms and operational procedures • Understanding of regulatory guidelines on banking policies issued by RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general • Knowledge of financial markets, products & competitor offerings to assist in meaningful dialogue with clients

📌 Credit Analyst- Banking (Mumbai)
🏢 PhillipCapital India
📍 Mumbai