Role Overview We are seeking a high-caliber, dynamic Associate Financial Planner with 2 to 3 years of experience in financial planning as part of a personal finance/ wealth management team and NISM XA and XB certifications(both non negotiable) to join our advisory practice. The ideal candidate will be a client-centric professional with experience in personal financial planning, goal prioritization, comprehensive risk profiling, and mutual fund portfolio construction. Operating under a strict fiduciary mandate and in compliance with the SEBI (Investment Advisers) Regulations, 2013, you will act as a trusted financial planner, designing customized Strategic, Tactical, and Dynamic Asset Allocations that align with our clients' risk tolerance and life-stage requirements.

360° Wealth Advice is a Bangalore-based, SEBI-registered Individual Investment Advisory firm serving clients across India and globally. Built on the core values of commitment, discipline, and trust, the firm delivers objective, goal-oriented financial guidance with absolute transparency.
The firm crafts customized wealth and retirement strategies by integrating Direct Mutual Funds alongside NPS/UPS, PPF/EPF/DSOPF, REITs, and government schemes to align every investment with the client's personal goals.
Whether assisting Armed Forces officers navigating retirement or private-sector professionals targeting long-term growth, 360° Wealth Advice empowers individuals to take full control of their financial future with clarity and peace of mind.

Develop comprehensive financial plans tailored to client goals. Provide written advice under supervision across investments, insurance, retirement, estate planning, and related areas.

- Mutual Fund Investment Planning & Portfolio Construction: Design and construct diversified mutual fund portfolios across asset classes (equity, debt, hybrid, and arbitrage)



based on clients' investment horizons.
- Coordinate with internal team and support client servicing, work within the Microsoft 365 ecosystem – familiar with Teams, Planner, One Note, exposure to Gemini/ChatGPT usage.
- Rebalance portfolios dynamically to manage interest rate risks and credit risks, while maintaining a strict awareness of transaction costs and capital gains taxes.
- Regulatory Compliance, Documentation & Ethical Conduct: Adhere strictly to the SEBI (Investment Advisers) Regulations, 2013. Compensation is not linked to revenue generation.

Graduate degree in Finance, Accountancy, Business Management, Commerce, or Economics.

- Certifications: Mandatory NISM Series X-A (Investment Adviser Level 1) and NISM Series X-B (Investment Adviser Level 2) Certifications (must be maintained in active status at all times).
- Experience: 2 to 3 years experience as financial planner as part of financial advisory, wealth management for HNI clients. Any other form of experience is not acceptable.
- Excellent English communications(both written and spoken) to engage with clients , technical mastery of financial calculations, formulae, creating advanced spreadsheets using tools like Excel. Good understanding of Indian tax laws on mutual funds and retirement products. Familiarity in working in Microsoft environment (Teams, Planner, One Note, MS Office with online collaboration).
- Behavioral Competency: Solid understanding of behavioral finance concepts to manage client emotions, address behavioral biases, and establish long-term trust.

Employment Type Full-Time, Permanent
Location Bangalore, India (Hybrid - 3 days a week in office)
Compensation 4.2 – 6.0L fixed CTC depending on relevant experience + Performance Linked Bonus
Reporting Structure Founder & Chief Investment Advisor
Department Client Operations (Fee-Only Investment Advisory)
Work Structure 5 1/2 day work week

📌 Associate Consultant - Financial Services (Bengaluru)
🏢 360 wealth advice
📍 Bengaluru