We are seeking a motivated and detail-oriented Credit Analyst to join our team in the Chandigarh Region. The ideal candidate will be responsible for evaluating credit data and financial statements of individuals or companies to determine the risk involved in lending money or extending credit. This role is crucial in ensuring that our lending practices are sound and that we maintain a healthy portfolio.

Key Responsibilities:
Conduct thorough credit assessments for loan applications, focusing on Australian mortgage products.
Analyze financial data, including income statements, balance sheets, and cash flow statements, to evaluate creditworthiness.
Process loan applications efficiently, ensuring compliance with company policies and regulatory requirements.
Collaborate with loan officers and other stakeholders to gather necessary documentation and information.
Prepare detailed reports and recommendations based on credit analysis findings.




Stay updated on industry trends and changes in credit regulations to ensure best practices are followed.

Required Skills:
Strong understanding of credit assessment processes and loan processing.
Familiarity with Australian mortgage products and regulations.
Excellent analytical skills with attention to detail.
Proficient in financial analysis and reporting.
Robust communication skills, both written and verbal.
Ability to work independently and as part of a team in a fast-paced workplace.

If you are looking to start or advance your career in credit analysis and have a passion for finance, we encourage you to apply. This position offers a dynamic work environment and prospects for professional growth.

📌 Credit Analyst Ambala
🏢 Intelliworx Consulting
📍 Ambala