We are looking for a qualified for the position of Assistant Manager Credit Management & Risk with experience in lending operations, credit administration, dealer finance, channel financing, and commercial finance operations.

Key Responsibilities:-
Manage commercial finance operations, including application processing, contract management, commercial loans, and credit line administration.
Manage dealer credit limits in coordination with Risk, Finance, and Sales teams.
Handle credit administration, collateral management, and post-approval credit operations.
Maintain bank guarantees, mortgage documents, legal papers, and vehicle-related collateral documentation.
Ensure CERSAI compliance, charge registration, and adherence to applicable regulatory requirements and the Companies Act, 2013.
Ensure loan documentation complies with KYC, AML, Fair Practice Code, and anti-fraud guidelines.
Coordinate with dealers and internal teams for dealer financing requirements and approvals.
Manage MIS reporting, vendor coordination, financial reconciliation, and monthly reporting.




Coordinate with internal and statutory auditors and provide the required documentation.
Support credit risk policy reviews, process improvements, and regulatory changes.
Coordinate with Legal, Compliance, Accounting, Controlling, and other departments.

Required Candidate Profile:-
Minimum 3 years of relevant experience in Commercial Finance , Lending Operations, Credit Administration, Credit Operations, Dealer Finance, or Channel Financing.
Solid understanding of credit limit management, commercial lending, and dealer financing.
Knowledge of collateral management, loan documentation, bank guarantees, and mortgage documentation.
Understanding of CERSAI, charge registration, KYC, AML, and regulatory compliance.
Experience in MIS reporting, reconciliation, and audit coordination.
Positive analytical, communication, documentation, and stakeholder management skills.
Proficiency in Microsoft Office applications.

📌 Assistant Manager Credit Risk & Commercial Finance Gurugram
🏢 Talent HR Networks
📍 Gurugram