Key Roles & Responsibilities
Evaluate Business Loan applications and assess borrower creditworthiness.
Analyze financial statements, bank statements, GST returns, ITRs, and business cash flows.
Conduct detailed credit appraisal and prepare credit assessment notes.
Verify customer eligibility, business stability, repayment capacity, and risk factors.
Review field investigation and verification reports.
Ensure adherence to credit policies, underwriting guidelines, and regulatory requirements.
Coordinate with Sales, Operations, Legal, Technical, and Risk teams for loan processing.
Recommend approval, deviation, or rejection of cases based on risk assessment.
Monitor portfolio quality and support delinquency control measures.
Maintain TAT for credit decisions and enhance customer experience.
📌 Walk In Credit Manager Unsecured Loan Chennai (India)
🏢 IHFL
📍 India