- Document Scrutiny and KYC Verification: Verifying the authenticity of applicant information, including income proofs, tax returns, banking history, and Know Your Customer (KYC) details. [1, 2]
- Credit Appraisal and Underwriting Support: Analyzing financial statements, generating credit history scores (such as CIBIL), calculating debt-to-income ratios, and checking file feasibility before forwarding it to the risk management team. [1, 2]
- Legal and Technical Coordination: Managing the technical valuation of the property and initiating legal title verification checks through third-party advocates to confirm the property is free of dispute. [1, 2]
- Loan Documentation and Compliance: Drafting formal loan agreements, mortgage deeds, indemnity bonds, and ensuring total alignment with central banking guidelines (e.g., RBI or NHB regulations). [1, 2]
- Disbursement Processing: Ensuring all preconditions of a sanctioned loan are satisfied, completing final system entries, and facilitating the transfer of funds to the builder, seller, or solicitor. [1, 2, 3]
Pay: ₹15,000.00 - ₹20,000.00 per month
Perks:
- Cell phone reimbursement
- Life insurance
- Provident Fund
Work Location: In person
📌 Home Loan Specialist (Navrangpura)
🏢 Shah Communication
📍 Navrangpura
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