Job Title

Team Member - Balance Sheet Strategy & ALM

Business Unit

Finance

Reporting To

Unit Head - Balance Sheet Strategy & ALM

Job Function and Role Type

Balance Sheet Strategy & ALM, Individual Contributor

Version No

1.0

Job Purpose

Prepare and analyze bank-level data for reporting and regulatory submissions. Ensure compliance with liquidity and interest rate risk requirements.

Key Responsibilities

PSL

Liquidity Reporting

• Prepare and analyze month-end liquidity reports and regulatory returns

- Compute and monitor Liquidity Coverage Ratio (LCR) daily and monthly as per RBI guidelines
- Identify and analyze LCR movements and incorporate amendments
- Prepare quarterly disclosure reports for RBI submission
- Regulatory Reporting
- Prepare and submit SLS, IRR, and tranche reports
- Provide data for audits and ensure timely responses to queries
- Automate reporting processes to improve efficiency
- ALM Reporting
- Prepare and publish ALM reports, including divisional-level ALM and Monday reports
- Reconcile financial files and prepare export credit and contract movement reports
- Ensure accuracy and timeliness of ALCO reporting and presentations
- PSL Reporting
- Prepare divisional PSL sub-targets and related reports
- Generate yearly PSL FIBAC reports and monthly FW_OD_PSL reports
- Yield Reporting
- Process yield files for India, Bahrain, HK, and GC
- Incorporate financial adjustments and ensure data accuracy.

Education:

Graduation in a relevant field.

Certifications:

None specified.

Key Competencies

Banking product and process knowledge, planning and organizing, communication, attention to detail,



regulatory compliance.

Major Stakeholders

Operations, Treasury, Market Risk, BIU, Audit, Compliance.

Skills

we are looking for a qualified CA/MBA with an experience in Asset Liability management. Should have 2to 3 yrs working knowledge of daily liquidity reports such as Structural liquidity statement(SLS),

Interest rate sensitivity statement(IRS),

Interest rate risk in banking book (IRRBB),

Liquidity Coverage Ratio(LCR) and Net Reliable Funding ratio(NSFR).

Working knowledge of Surya Soft systems in ALM will be an added advantage.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 Team Member-Balance Sheet Strategy & ALM (Mumbai)
🏢 HDFC Bank
📍 Mumbai