- Target Achievement: Drive annual, quarterly, and monthly plans for loan disbursements, member admissions, and savings collection.
- Loan Appraisals &
- Approval:
Conduct field investigations, verify client projects/houses, review application forms and repayment history, and approve or coordinate the approval of loans within authorized limits.
- Market Expansion: Conduct local area surveys, identify potential borrowers and savers, and build inclusive banking services for underserved segments.
- Operations &
- Cash Management
- Daily Collections: Oversee group meetings, daily loan installment collections, savings recovery, and afternoon collection of overdue accounts.
- Cash &
- Register Verification:
Manage branch cash positions, reconcile cash imbalances, sign daily collection reports (DCR), bill vouchers, and cash certificates, and coordinate cash requisitions with banks.
- Passbook &
- File Audits:
Ensure periodic verification of client passbooks (e.g., every three months) and proper preservation of physical and digital records