Job Title: Loan Officer (Unsecured Loans)

Company: Kerala Grameen Agro Producer Company Ltd (KGAPCO)

Location: PMG, Thiruvananthapuram

Job Type: Full time

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The Loan Officer will be responsible for loan disbursement, customer relationship management, and collection monitoring (Note: This is not a microfinance role). The role involves both field and office work and requires a performance-driven mindset.

Key Responsibilities:

- Handle loan disbursement, documentation, and collection activities.
- Conduct field visits for customer identification, verification, and follow-up.
- Achieve monthly and quarterly business targets.
- Maintain positive customer relationships and ensure satisfaction.
- Coordinate with branch and accounts departments for timely processing and recovery.
- Prepare and submit daily and periodic performance reports.

Requirements:

- Qualification: Plus Two
- Experience: Freshers can apply. Candidates with prior field experience will receive a salary hike.
- Skills: Strong communication, adaptability, and goal-oriented attitude.
- Other Requirements:




- Willingness to travel for field work.
- Candidates must be based in Thiruvananthapuram District (local candidates preferred).
- Driving licence is Mandatory.
- Age Limit: 23 to 45 years.

Salary & Benefits: Salary Range: ₹15,000 – ₹20,000 per month (based on experience and performance)

Incentives: 3 types of performance-based incentives

Additional Benefits:

- Provident Fund (PF)
- Health Insurance
- Annual Bonus
- Travelling / Petrol Allowance
- Cell Phone & Internet Reimbursement
- Paid Sick Leave & Paid Time Off
- Career Growth Opportunities
- Performance Rewards and Recognition

Work Schedule: Timing: 9:30 AM – 5:30 PM

Nature of Work: Field and office work; target-oriented role

Job Types: Full-time, Permanent, Fresher

Pay: ₹15,000.00 - ₹20,000.00 per month

Benefits

- Cell phone reimbursement
- Commuter assistance
- Health insurance
- Internet reimbursement
- Paid sick time
- Paid time off
- Provident Fund

Work Location: In person

📌 Relationship Officer (Thiruvananthapuram)
🏢 KERALA GRAMEEN AGRO PRODUCER COMPANY
📍 Thiruvananthapuram