Key Responsibility Areas

- Lead the development and execution of credit risk management frameworks, policies, and procedures across all products.
- Monitor and manage credit exposures, ensuring alignment with risk appetite and regulatory standards.
- Oversee stress testing, scenario analysis, and risk reporting to senior management.
- Collaborate with various business units to assess and mitigate potential risks across product categories.
- Ensure compliance with regulatory requirements, including reporting and audit processes.
- Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached

Qualifications

- Masters degree in Finance, Economics, or a related field.
- 12+ years of experience in credit underwriting (including high value products),



credit risk management, with at least 3 years in a leadership role.
- Proven experience in the development, implementation, and validation of credit risk models.
- Experience in portfolio management, stress testing, and exposure to high-value portfolios (e.g., wholesale lending, corporate term loans)

Key Competencies • Strategic thinker with the ability to influence at all levels of the organization.

- Excellent analytical and problem-solving skills.
- Robust leadership and team management abilities.
- Proficient in risk management tools, systems and regulatory reporting standards.

📌 Credit Risk Monitoring (Chennai)
🏢 Hinduja Leyland Finance
📍 Chennai