We are looking for CA professional for an excellent chance to work as Credit Manager in Kotak Mahindra Bank at Thane location and ready to Travel between Locations across Mumbai as per business requirement & for Personal discussion with Clients

- Ability to assess the creditworthiness of individual and corporate loan applicants by analysing financial statements, credit reports, and other relevant information.
- Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.
- Familiarity with regulatory frameworks and compliance requirements related to credit operations.
- Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions
- Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.
- Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.
- Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.




- Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.
- Being a team player while assisting the team in implementing HO & local policies at ground level.
- Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels

Preferred candidate profile

- CA 2026, 2025,2024 pass outs are welcome to apply
- Understanding of assessing audited financials, banking analysis and bureau reports knowhow is a plus
- Knowledge of MS office and Loan application systems is an added advantage.
- Should be based in Mumbai / Thane/ Navi Mumbai and ready to Travel between Locations across Mumbai as per business requirement & for Personal discussion with Clients

Note: Candidate will be mainly placed in Thane , However will have to travel to Vashi depending on Business Volumes.

Role: Credit Manager, Industry Type: Banking, Department: BFSI, Investments & Trading, Employment Type: Full Time, Permanent Role Category: Lending Education PG: CA in CA read more

Key Skills Skills highlighted with ‘‘ are preferred keyskills CA Credit UnderwritingUnderwritingSecured LendingcreditfresherLapLoan against PropertyMortgageHome LoansSecured LoanHousing FinanceHousing LoanHL

📌 Credit Manager (Thane)
🏢 Kotak Mahindra Bank
📍 Thane