Key Responsibility Areas

- Lead end-to-end validation of business rules configured in the BRE for loan origination and underwriting.
- Design and implement rule validation frameworks, checklists, and governance standards.
- Perform detailed validation of rule logic against approved credit policies and regulatory requirements.
- Conduct impact analysis and scenario testing for new rules, policy changes, and enhancements.
- Own UAT strategy, execution, and sign-off for BRE rule deployments.
- Identify gaps, inconsistencies, and risks in rule configurations; recommend corrective actions.
- Collaborate with credit policy, risk analytics, and IT teams to ensure accurate translation of policies into system rules.
- Monitor rule performance and validation outcomes to improve decision accuracy and reduce errors/leakages.
- Ensure audit readiness by maintaining comprehensive documentation, validation logs, and version controls.
- Drive continuous improvement in rule validation processes, automation, and governance practices.
- Mentor junior analysts and provide guidance on validation methodologies and best practices.

Qualifications • Experience: 9 plus years in BRE/decisioning/credit risk roles, preferably in NBFCs, banks, or fintechs.



• Bachelors/ Master’s degree in Analytics, Finance, Engineering, Business, or related field. • MBA / PGDM (Finance/Operations) preferred • Exposure to vehicle finance, is highly preferred.

Desired Competencies • Strong experience in rule validation, UAT, and credit policy implementation.

- Prior exposure to vehicle finance (especially SCV/CV) is highly desirable.
- Deep understanding of credit underwriting, bureau data, and loan origination workflows.
- Hands-on experience with BRE/decision engines (e.g., Blaze, Drools, FICO, etc.).
- Strong analytical and problem-solving skills with attention to detail.
- Experience in data analysis using SQL, Excel, or similar tools.
- Ability to interpret complex business requirements and validate system logic effectively.
- Robust stakeholder management and communication skills.

Key Skills • Business Rule Engine (BRE) Validation &

- Governance • Credit Risk &
- Underwriting • Rule Testing &
- UAT Management • Process Improvement &
- Automation • Stakeholder &
- Team Management • Documentation &
- Audit Compliance

📌 BRE - Rule Validation (Chennai)
🏢 Hinduja Leyland Finance
📍 Chennai