Purpose of the role The Banking Executive keeps the company's bank and cash records accurate every day. The role owns daily bank reconciliations, timely posting of customer collections, and a control review of vendor payments before release. It is a key support to month-end close, audit and cash reporting.

Key responsibilities

- Daily bank reconciliation
- Download bank statements for all operating, escrow and collection accounts daily.
- Reconcile bank balances to the general ledger and clear matched items in the ERP.
- Investigate and resolve unreconciled items, unidentified receipts and bank charges within agreed timelines.
- Maintain an ageing of reconciling items and escalate long-outstanding entries.
- Prepare month-end bank reconciliation statements with supporting documents for review and audit.

Collection entries

- Record customer receipts (NEFT / RTGS / IMPS, UPI, cheques, PDCs, card payments) daily against the correct customer and invoice.
- Identify and allocate unidentified receipts with the sales / CRM team.

Vendor payment review

- Verify vendor bank details against the vendor master and flag any changes for validation.
- Prepare the daily cash position and short-term cash flow forecast.
- Manage bank relationships: account opening, signatory updates, guarantees and LC documentation.
- Book bank charges, interest and FX differences.
- Support month-end close, MIS reporting and internal / external audit requests.




- Maintain filing of banking documents and follow internal controls and policies.
- Handle ad-hoc tasks assigned by the Finance Manager.

Qualifications and skills

Must Have

Bachelor's degree in Commerce, Accounting or Finance.

- 1–3 years in banking operations, treasury or accounts in India.
- Hands-on experience with daily bank reconciliations and receipt posting.
- Working knowledge of an ERP (SAP, Oracle, Tally or similar) and corporate net-banking portals.
- Advanced Excel: VLOOKUP / XLOOKUP, pivot tables, reconciliation templates.
- Working knowledge of GST, TDS and Indian accounting standards (Ind AS).

Preferred

- Real estate or property development sector experience, including escrow accounts.
- Part-qualified CA, ACCA or CMA.

Personal attributes

- High attention to detail and accuracy.
- Strong sense of ownership and ability to meet daily deadlines.
- Explicit communication with banks, vendors and internal teams.
- Integrity and discretion with confidential financial data.

Pay: ₹20,000.00 - ₹26,000.00 per month

Application Question(s)

- Are you a semi qualified CA, ACCA or CMA?

Education:
- Bachelor's (Preferred)

Experience:
- operations, treasury or accounts in India.: 3 years (Preferred)
- daily bank reconciliations and receipt posting.: 3 years (Preferred)
- SAP, Oracle, Tally: 3 years (Preferred)
- VLOOKUP / XLOOKUP, pivot tables, reconciliation templates.: 3 years (Preferred)
- GST, TDS: 3 years (Preferred)

Work Location: In person

📌 Banking Executive/Treasury Accountant (Kochi)
🏢 Unisonal Accounting Solutions
📍 Kochi