Job Summary:We are looking for a responsible and detail-oriented Junior Accountant to handle day-to-day core accounting activities along with banking operations. The role involves accounting entries, bank coordination, payment processing (domestic & international), and POS machine management, ensuring accurate financial records and smooth financial operations.Key Responsibilities:Core Accounting:

- Record daily accounting transactions including sales, purchases, expenses, and journal entries.
- Maintain accurate ledger accounts and supporting documentation.
- Handle cash, petty cash, and store cash monitoring.
- Assist in bank, vendor, and inter-branch reconciliations.
- Support monthly closing and basic MIS preparation.
- Maintain accounting data in ERP/Tally/Accounting software.

Banking & Payment Operations:

- Coordinate with banks for current account opening, KYC documentation, and account modifications.
- Assist in online banking setup, user access management, and cheque book/DD requests.
- Process domestic payments through NEFT / RTGS / IMPS / UPI as per approval matrix.
- Prepare and maintain payment working sheets and upload payment files in bank portals.
- Assist in international payments and receipts, including:
- Understanding basic FEMA compliance.
- Coordinating for purpose codes, bank advice, and inward remittance confirmations.
- Track payment status and resolve bank-related discrepancies.

POS & Digital Payment Handling:

- Coordinate with banks and service providers for POS machine acquisition, installation,



and activation.
- Maintain records of POS machines, merchant IDs, and bank tie-ups.
- Monitor daily POS settlements (Card / UPI / Wallets) and reconcile with bank credits.
- Follow up with banks/payment aggregators for failed, pending, or disputed transactions.
- Assist in POS-related charge reconciliation and accounting entries.

Statutory & Compliance Support:

- Assist in GST & TDS-related workings, data preparation, and documentation.
- Maintain proper records for statutory audits and internal audits.
- Support audit teams by providing banking and payment-related data.

Required Skills & Qualifications:

- B.Com / M.Com or equivalent qualification in Accounting or Finance.
- 1–2 years of accounting experience preferred (freshers with relevant exposure may apply).
- Basic understanding of accounting principles and banking processes.
- Familiarity with ERP / Tally / accounting software / GATI.
- Working knowledge of MS Excel (basic formulas, lookup functions).
- Ability to coordinate with banks, vendors, and internal teams.
- High attention to detail and process adherence.

Preferred Skills:

- Experience in retail, jewelry, or omni-channel businesses.
- Exposure to POS, payment gateways, and bank reconciliations.
- Basic knowledge of international remittance processes.
- Understanding of internal controls and approval workflows.

Job Types: Full time, Permanent Pay: ₹15,000.00 - ₹25,000.00 per month

Work Location: In person

📌 Account Executive (Surat)
🏢 Svaraa Jewels
📍 Surat