The Credit Processing Analyst will join Digitide Solutions Limited's CLM Domestic BFSI – Manpower Back Office department, handling end‑to‑end credit workflows. You will evaluate loan and credit requests, verify documentation, coordinate with customers and internal stakeholders, and maintain data integrity while adhering to regulatory standards and service level agreements. Responsibilities
• Review and validate credit applications and supporting documents for completeness and accuracy
• Perform credit risk assessments using internal scoring models and external credit bureaus
• Ensure compliance with regulatory guidelines, company policies, and anti‑fraud measures
• Maintain and update customer records in the CLM system, ensuring data integrity
• Communicate with customers to obtain missing information or clarify discrepancies
• Escalate high‑risk or complex cases to senior analysts or underwriting teams
• Track application status and meet defined turnaround time (TAT) targets
• Generate daily and weekly processing reports for management review
• Identify process improvement opportunities and suggest automation enhancements
• Collaborate with cross‑functional teams such as collections, underwriting, and IT Qualifications
• Bachelor's degree in Finance, Business Administration, Economics, or related field
• 2+ years of experience in credit processing, loan administration, or banking operations
• Strong analytical skills with attention to detail and accuracy
• Proficiency in MS Excel and familiarity with CLM or similar loan management systems
• Understanding of BFSI regulatory requirements and credit risk principles
• Excellent written and verbal communication skills for customer interaction
• Ability to work under pressure and meet strict SLA/TAT commitments
• Problem‑solving mindset with a customer‑centric approach
• Team player with valuable collaboration skills across departments
• Knowledge of basic accounting concepts and financial statement analysis