Company Name: Arth Kavach Global IMF Limited

Department: Sales & Business Development

Job Type: Full-Time

Job Location: Lucknow

Industry: Insurance Services

About the Company

Arth Kavach Global IMF Limited is an insurance service provider focused on offering insurance solutions to customers across various locations. The company deals in health and motor insurance products, helping individuals and businesses identify suitable insurance coverage through customer-focused service and professional guidance.

Job Summary

We are looking for motivated and target-oriented Sales Executives to join our team at different locations. The candidate will be responsible for generating leads, acquiring new customers, promoting health and motor insurance products, assisting customers in selecting suitable insurance policies, and maintaining long-term customer relationships. The ideal candidate should possess good communication and negotiation skills, a customer-centric approach, and the ability to achieve sales targets.

Key Responsibilities

1. Generate leads and acquire new customers for individual, family floater, senior citizen, and other applicable health insurance products.
2. Explain health insurance plans, policy features, sum insured, premiums, benefits, exclusions, waiting periods, co-payments, and coverage options to prospective customers.
3. Understand customer healthcare protection needs, family size, budget, and eligibility to recommend suitable insurance solutions.
4. Develop and maintain relationships with individual customers, corporate clients, businesses, and referral partners.
5. Conduct customer meetings, follow-up calls, and field visits to generate business opportunities.
6. Achieve monthly and quarterly health insurance sales and premium targets.
7. Assist customers with proposal forms, documentation, policy issuance, renewals, and related service requests.
8. Coordinate with insurance companies and internal teams for quotations, underwriting requirements, policy processing, and customer support.

Eligibility Criteria

1.



Graduate in any discipline; relevant qualifications will be preferred.
2. 2–5 years of experience in sales, preferably in health insurance, life insurance, banking, NBFCs, or financial services.
3. Proven ability to generate leads, acquire customers, and achieve sales targets.
4. Good understanding of health insurance products, policy benefits, and customer requirements.
5. Strong communication, negotiation, presentation, and customer relationship management skills.
6. Basic computer knowledge, including MS Office, email, and CRM tools.
7. Willingness to travel locally and conduct field visits as required.

Required Skills

1. Health insurance product knowledge.
2. Lead generation and customer acquisition.
3. Sales planning and target achievement.
4. Customer needs analysis and policy recommendation.
5. Negotiation, convincing, and sales conversion.
6. Customer relationship management and retention.
7. Follow-up and renewal management.
8. Documentation, problem-solving, and coordination.

Key Performance Indicators (KPIs)

1. Number of health insurance leads generated and customers acquired.
2. Monthly health insurance premium and sales targets achieved.
3. Lead-to-policy conversion rate.
4. Policy issuance and renewal conversion rates.
5. Customer satisfaction and retention.
6. Quality and accuracy of proposal forms and documentation.
7. Timely follow-ups and sales reporting.
8. Compliance with company policies and applicable insurance guidelines.

Compensation & Benefits

1. Salary as per company norms and candidate experience.
2. Performance-based incentives, subject to company policy.
3. Training and development opportunities in health insurance sales.
4. Career growth opportunities based on performance.
5. Opportunity to work with health insurance products and develop customer.

Preferred Candidate Profile

We are seeking a proactive, self-motivated, and result-oriented skilled with a passion for health insurance sales and customer service. Candidates with prior experience in health insurance, banking, NBFCs, financial services, or field sales will be preferred.

📌 Sales Executive (Lucknow)
🏢 Arth Kavach
📍 Lucknow