Credit Analyst A non-banking lender expanding its collections and credit teams, hiring for its credit team
Location: Remote (India)
A non-banking lender expanding its collections and credit teams, hiring for its credit team. It has partnered with Flexiple to hire a credit analyst. Flexiple is a managed talent marketplace that places vetted professionals with companies in India and abroad.
The analyst reads financial statements and bank data, builds a view of repayment capacity and recommends whether and how much to lend. Most files are small-business and retail loans, where bank statements matter more than audited accounts.
Analyse financial statements, bank statements and tax filings of applicants
Write credit memos with a clear recommendation and stated risks
Verify information through site visits and calls where needed
Monitor existing accounts for early signs of stress




2 to 6 years in credit analysis or lending

- Graduate degree in commerce, finance or economics; CA, CFA or MBA preferred
- Experience in credit assessment, lending or financial analysis
- Strong financial-statement and cash-flow analysis skills
- Advanced Excel skills
- Structured, concise writing

Experience with a loan-origination system
Familiarity with credit-bureau reports
A Credit Analyst seat at a non-banking lender, reporting to the credit manager
In office in Mumbai or Chennai, with a placement intended to be long term
Direct exposure to live credit decisions and committee discussions
Screening call, assignment, team panel, final fit conversation.

📌 Credit Analyst - Fully Remote! (India)
🏢 Flexiple
📍 India