Location: Vadodara – Work from Office Shift: U.S. Night Shift, 5pm to 3am, Monday to Friday
Experience-4-5 years of relevant U.S. SBA / Commercial Lending experience

Key Responsibilities
Process and package U.S. SBA and commercial business loan applications from application through approval/closing.
Work on SBA 7(a), SBA 504, and conventional commercial loans .
Collect, verify, and review borrower documentation.
Review U.S. personal and business tax returns, P&L; statements, balance sheets, bank statements, debt schedules, and business plans .
Identify missing, inconsistent, or incomplete information and coordinate for resolution.
Prepare complete and accurate loan packages for underwriters and lenders .
Support underwriting by organizing financial and borrower information.
Coordinate with U.S. borrowers, brokers, lenders, and underwriters .
Track pending documents, conditions, and follow-ups until the loan file is ready for approval/closing.
Maintain accurate loan records in the relevant LOS/CRM systems .
Ensure compliance with internal processes, documentation standards, and quality requirements.
Required Skills & Experience

- 4-5 years of hands-on U.S.



SBA or commercial lending experience .
- Practical experience with SBA 7(a), SBA 504, and/or U.S. conventional commercial loans .
- Strong understanding of U.S. loan documentation and processing.
- Experience reviewing U.S. tax returns and financial statements .
- Understanding of DSCR and basic commercial lending calculations .
- Experience in loan packaging, processing, credit analysis, or underwriting support.
- Robust attention to detail and documentation accuracy.
- Good written and verbal English communication skills.
- Comfortable working with U.S.-based clients, lenders, and underwriters.
- Willingness to work from the Vadodara office during U.S. business hours .

Candidates We Are Looking For
Candidates should have actual hands-on exposure to U.S. SBA or commercial business lending .
Relevant backgrounds include:
SBA Loan Processor
SBA Loan Specialist
SBA Loan Packaging Specialist
Commercial Loan Processor
Commercial Lending Specialist
Credit Analyst – U.S. Commercial Lending
SBA Underwriting Support
U.S. Business Loan Processing

📌 Commercial Credit Officer (Vadodara)
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