Job Description:

Key Responsibilities

1. Agency for Specialized Monitoring (ASM)

- Monitor end-use of funds and fund flows in borrowers and group companies bank accounts.

- Review bank statements, books of accounts, invoices, agreements and utilization certificates.

- Identify fund diversion, siphoning, related-party transactions and deviations from bank sanction terms.

- Prepare periodic ASM reports as per SBI and Union Bank of India formats.

- Conduct factory, warehouse and branch visits across India as required.

2. Bank Stock Audits & BG Audits

- Conduct physical verification of stock, book debts, creditors and drawing power.

- Perform bank guarantee (BG) audits as per bank-specific requirements.

- Prepare audit reports and follow up on compliance.

- Travel to client locations for audits and verification.

3. Credit & Financial Advisory

- Prepare project reports and feasibility studies for term loans and working capital requirements.

- Prepare CMA data, projected financial statements, ratio analysis, DSCR and fund-flow statements.

- Assist in preparing financial proposals and loan application documents.

- Coordinate with borrowers and banks regarding financial proposals.

4. MIS Reporting

- Prepare MIS reports covering sales, purchases, inventory, receivables, payables, cash flow and profitability.

- Develop Excel-based dashboards and trackers.





- Coordinate with client accounts teams for data collection and reporting.

5. General Responsibilities

- Maintain audit working papers, checklists, trackers and assignment timelines.

- Coordinate with corporate finance teams and bank officials.

- Support partners and team leaders in reviews, queries and timely report submission.

Qualifications & Experience

Senior Executive

- Qualification: CA Inter / B.Com / M.Com / MBA (Finance).

- Experience: 2-5 years in audit, accounts, credit monitoring or financial reporting.

- Knowledge of Ind AS, bank sanction terms, working capital, term loans and fund-flow analysis.

- Proficiency in MS Excel, Word and PowerPoint.

- Familiarity with Tally, SAP or other ERP systems.

- Good English communication and report-writing skills.

Executive

- Qualification: B.Com / M.Com or equivalent.

- Robust MS Excel skills, including Pivot Tables, Lookups and dashboards.

- Good analytical and reporting skills.

- Good English communication is desirable.

Key Skills

- Audit and financial analysis

- Credit monitoring and fund-flow analysis

- Stock audits and BG audits

- CMA data and project report preparation

- MIS reporting and advanced Excel

- Communication and stakeholder management

- Willingness to travel across India

- Integrity, confidentiality and attention to detail

📌 Executive / Senior Executive – Audit, Credit Monitoring & Financial Services (India)
🏢 Mantras2Success Consultants
📍 India