27 Oct
|
MAHACOL TIE-UP
|
Chembur
27 Oct
MAHACOL TIE-UP
Chembur
Job Title: Collection Executive
Company: NBFC
Location: Mumbai, Chembur
Experience: 1–4 yrs
Department: Collections / Recovery
Employment Type: Full time
Key Responsibilities
· Manage assigned customer accounts and ensure timely collection of outstanding dues.
· Contact customers through phone calls, field visits, and other approved communication channels for payment follow-ups.
· Achieve monthly and quarterly collection/recovery targets.
· Understand customer payment issues and negotiate suitable repayment solutions within company policies.
· Maintain regular follow-ups on overdue and delinquent accounts.
· Ensure accurate and timely updating of collection activities, customer interactions, and payment status in the system.
· Conduct field visits, wherever required, for customer follow-up and payment collection.
· Identify high-risk or difficult-to-collect accounts and escalate them to the reporting manager.
· Coordinate with internal teams such as Operations, Credit, Customer Service, and Legal for resolution of collection-related issues.
· Maintain professional relationships with customers while handling difficult or sensitive situations.
· Ensure all collection activities are conducted ethically and in compliance with applicable regulatory requirements and company policies.
· Prepare and share regular collection reports and daily activity updates with the reporting manager.
Candidate Profile
· 1–4 years of relevant experience in collections/recovery in an NBFC, bank, fintech, microfinance, lending, or financial services company.
· Good understanding of the loan collection and recovery process.
· Strong communication and negotiation skills.
· Target-oriented with a strong focus on achieving collection goals.
· Ability to handle customer objections and difficult conversations professionally.
· Comfortable with field collection activities, if required.
· Basic knowledge of MS Excel and collection/CRM software.
· Good interpersonal and relationship-management skills.
· Ability to work independently as well as part of a team.
· Candidates with experience in retail loans, personal loans, business loans, consumer finance, or digital lending will be preferred.
· Two-wheeler and a valid driving licence may be preferred for field collection roles.
Key Skills
Collections & Recovery | Customer Handling | Negotiation | Field Collection | Loan Recovery | Follow-up | Target Achievement | Communication Skills | CRM | MS Excel
Key Performance Indicators (KPIs)
· Monthly collection/recovery target achievement
· Collection efficiency
· Reduction in overdue accounts
· Promise-to-pay (PTP) conversion and adherence
· Daily customer follow-up and productivity
· Portfolio quality and resolution of delinquent accounts
· Compliance with collection policies and processes
Pay: ₹20,000.00 - ₹40,000.00 per month
Work Location: In person
📌 Collection Executive (Chembur)
🏢 MAHACOL TIE-UP
📍 Chembur