Role: Banking Advisory Analyst Commercial Credit Underwriting
Qualifications: CA/CMA
Shift: US

Location: Chennai

Job Summary

We are looking for CA and CMA freshers to join our Commercial Credit Underwriting team. The role involves analyzing financial information, assessing borrower creditworthiness, evaluating financial risks, and supporting lending decisions for business and corporate clients.

Roles and Responsibilities

- Analyze financial statements, balance sheets, income statements, and cash flow statements.
- Evaluate the financial health and creditworthiness of business borrowers.
- Assess credit risk, repayment capacity, and financial performance.
- Understand the five Cs of credit: Character, Capacity, Capital, Collateral, and Conditions.
- Assist in preparing credit reports and credit memoranda.
- Review financial ratios and identify potential credit risks.
- Support loan underwriting and credit approval processes.
- Conduct industry and sector research to understand market risks.
- Assist in monitoring credit portfolios and identifying financial irregularities.
- Follow established credit policies, procedures, and risk management guidelines.
- Collaborate with team members to ensure accurate and timely completion of assignments.

Required Skills
- Solid financial and analytical skills.
- Basic knowledge of financial statement analysis.
- Understanding of accounting and financial principles.
- Good written and verbal communication skills.




- Attention to detail and problem-solving abilities.
- Willingness to learn commercial banking and credit underwriting processes.
- Ability to work in rotational shifts.

VDart: Digital Consulting & Staffing Solutions

VDart is a leading digital consulting and staffing company founded in 2007 and headquartered in Alpharetta, Georgia. VDart is one of the top staffing companies in USA & also provides technology solutions, supporting businesses in their digital transformation journey. Digital consulting services, Digital consulting agency

Core Services:

- Digital consulting and transformation solutions
- Comprehensive staffing services (contract, temporary, permanent placements)
- Talent management and workforce solutions
- Technology implementation services

Key Industries: VDart primarily serves industries such as automotive and mobility, banking and finance, healthcare and life sciences, and energy and utilities. VDart - Products, Competitors, Financials, Employees, Headquarters Locations

Notable Partnership: VDart Digital has been a consistently strong supplier for Toyota since 2017 Digital Transformation Consulting & Strategy Services | VDart Digital, demonstrating their capability in large-scale digital transformation projects.

With over 17 years of experience, VDart combines staffing expertise with technology solutions to help organizations modernize their operations and build skilled workforce capabilities across multiple sectors.

📌 Large Corporate Underwriting - LCU (Chennai)
🏢 VDart Software Services
📍 Chennai