Job Description
: We are looking for a dynamic and result-oriented Relationship Manager
- Working Capital to drive business growth by managing and expanding relationships with SME / Corporate clients. The role involves sourcing, structuring, and managing working capital solutions while ensuring high levels of customer satisfaction

Key Responsibilities
: Acquire new SME / Corporate clients for Working Capital finance (CC/OD, Bill Discounting, Trade Finance, etc.) Manage and deepen existing client relationships to enhance wallet share Assess client requirements and structure suitable credit solutions Conduct financial analysis, credit appraisal, and risk assessment Coordinate with credit, operations, and legal teams for timely sanction & disbursement, Monitor portfolio performance, including utilization, renewals, and compliance Ensure adherence to internal policies, regulatory guidelines,



and audit requirements Identify cross-sell opportunities (Forex, Term Loans, CMS, Insurance, etc.) Maintain strong market intelligence and competitor awareness Key Skills & Competencies: Strong knowledge of Working Capital products and credit processes Good understanding of financial statements & cash flow analysis Excellent relationship management and negotiation skills Target-driven with strong business development ability Positive communication and stakeholder management

Qualifications:
Graduate / Postgraduate (MBA Finance preferred) Relevant experience in Banking / NBFC / Financial Institutions Why Join Us? Opportunity to work in a high-growth banking environment Exposure to diverse industries and clients Performance-driven culture with growth opportunities

📌 Relationship Manager (Hoskote)
🏢 HDFC Bank
📍 Hoskote