I.

Position

Description

JOB TITLE

Specialist-Products Vehicle Finance [Digital Initiatives]

GRADE

SM

DEPARTMENT

Vehicle Finance

LOCATION

HO [Bangalore]

SUB-DEPARTMENT

NA

TYPE OF POSITION

Full-time

REPORTS TO

Lead Product-Vehicle Finance

REPORTING INTO

II. ROLE PURPOSE &

- OBJECTIVE

- Manage the technology roadmap for the Vehicle Finance department
- Assist in developing partnerships with external parties/vendors to generate additional business
- Relationship management with key stakeholders for rolling out system related changes

III. SIZE OF THE ROLE

FINANCIAL SIZE NON-FINANCIAL SIZE Monitoring & managing an overall portfolio of ~2000 Cr [by FY27]

- Manage the technology requirements for TW &
- Pre-Owner Car loans business
- Manage the Digital Lending & third-party services

Iv. Key Responsibilities

Business/Financials

- Develop tech enablers for growth of business and to improve process efficiency
- Define the technology roadmap & outline critical milestones which is aligned to department’s overall strategy
- Translate user needs into technical requirements. This includes understanding user needs, study market trends & competitive landscape to translate them into technical requirements for the engineering team
- Oversee Product Development Lifecycle ensuring the end result meets the objective

Customer (both Internal &

- External)

- Monitor market trends and competition, stay up to date with changing technology landscape which is crucial in making strategic decisions and defining the product roadmap
- Analyze product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics




- Explore partnerships with DSA/Fintech/lead generators for growth of business from alternate channels

Internal Process

- Coordinate with internal stakeholders &
- Ujjivan IT team to get relevant approvals to ensure smooth launch of the product or system related changes
- Coordinate with internal stakeholders in troubleshooting & resolving technology related issues
- Timely response & adherence to audit & compliance queries related to Loan Processing systems

Innovation &

- Learning

- Timely completion of assigned training courses
- Responsible for training and building technical knowhow & system awareness within the business vertical
- Develop training material for sales team pertaining to system related changes

Educational Qualifications V. MINIMUM REQUIREMENTS OF KNOWLEDGE &

SKILLS

PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory] B. Tech in CS/IT specialization preferred

Work Experience

3-5 years of experience as Tech Product Manager or similar roles with relevant experience

Experience in managing digital lending channels, fintech integrations, key accounts management etc.

Experience in implementing IT projects & channel integration

Functional Skills

Experience in defining product strategy, managing tech. roadmaps & leading product development

Experience in banking domain & managing LOS and/or LMS is preferred

Behavioral Skills

Problem solving & decision making

Positive Interpersonal & communication skills

Analytical thinking

VI. KEY INTERACTIONS

INTERNAL

EXTERNAL

Information Technology, Product & sales

Compliance, Credit, Audit, Operations

Vendors/Channel Partners, Dealers, DSA

PREPARED BY –

- Sabyasachi Mahapatra

DATE – 28-09-2026

REVIEWED BY –

- Premkumar G

DATE – 28-09-2026

LAST UPDATED BY –

- TM Team

DATE – 03-10-2026

📌 Specialist-Products Vehicle Finance (Digital Initiatives) (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru