Key Responsibilities

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Design and develop Java-based applications, SDKs, libraries, and developer tools for smart card and secure payment platforms.

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Build APIs and frameworks for interaction with Secure Elements, Java Cards, and mobile wallets.

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Develop sample applications, reference implementations, and technical documentation for SDK consumers.

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Implement EMV, GlobalPlatform, and ISO 7816/14443 compliant applications.

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Develop secure and optimized code considering memory and performance constraints.

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Perform applet debugging, testing, and validation using industry-standard tools.

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Manage applet lifecycle (installation, personalization, deletion) using GlobalPlatform.

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Work on secure key management, cryptographic operations, and data protection.

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Collaborate with cross-functional teams including host system, personalization, and certification teams.

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Analyse and resolve issues in card-host interaction and transaction flows.

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Maintain technical documentation and support production deployments.

Skills

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5+ years’ experience in software development and qualification of Java Card Payment Application

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Prior Experience to developed payment card applet with any SCHEME

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In depth knowledge of EMV standard and global platform standard.

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Programming experience in Java or Python





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Experience developing SDKs, APIs, libraries, or developer tools.

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Experience with card personalization tools like MULTOS, GPPro, Gemalto IDV or similar.

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Should possesses the functional knowledge of ISO 14443 / 7816 / 8583 / 9564.

Experience with debugging tools like PyAPDU, GPShell, or JCOP tools.

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Solid knowledge of chip manufacturing industry is needed.

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Strong understanding of EMV standards, cryptographic algorithms (AES, RSA, ECC, PQC).

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Familiarity with HSM and secure element programming.

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Experience in card manufacturing industry.

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Experience in PKI and Certificate Management

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Collaborate with teams on certification processes (EMVCo, PCI DSS, etc.)

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Good to have EMV certifications.

Soft Skills

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Strong problem-solving and analytical skills

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Ability to work independently and in a team

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Good communication and documentation skills

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Attention to detail with a focus on security

Requirements

Preferred Qualifications

- Bachelor’s or master’s degree in computer science or in a related field.
- 5 years of relevant experience is must.
- Previous experience in payment networks requirements likes (Visa, Mastercard, Rupay, etc.) is a plus.

📌 Senior Associate Java Developer (Maharashtra)
🏢 National Payments Corporation Of India (NPCI)
📍 Maharashtra