Company Description Maxemo Capital Services Pvt. Ltd. is a Delhi-based Non-Banking Financial Company (NBFC-ND) that provides customized financial assistance solutions driven by technology and efficient operations. The organization focuses primarily on offering tailored MSME loans and working capital financing to specific industries and market segments. It also extends personal loan products to both salaried and self-employed individuals.

Maxemo

Capital is committed to responsible lending, customer-centric processes, and building long-term relationships with clients. The company offers opportunities for financial professionals to contribute to scalable, technology-enabled lending solutions in a growing market.

Role Description The LAP Head is responsible for overseeing and growing the Loan Against Property (LAP) portfolio, ensuring sound credit practices and profitable business. This is a full-time, on-site role based in Ghaziabad involving daily coordination with sales teams, credit analysts, and operations staff to drive LAP acquisition and portfolio quality. The role includes designing and implementing LAP products, monitoring pipeline and conversions, reviewing loan proposals, and ensuring adherence to credit policies and risk frameworks.

The LAP Head will analyze market trends,



refine pricing and policy structures, and support training and performance management for team members. The position also requires regular reporting to senior management on portfolio performance, risk metrics, and process improvements.

Qualifications

- Strong expertise in retail lending and LAP products, including credit assessment, underwriting, and portfolio management.
- Proficiency in financial analysis, risk evaluation, and understanding of NBFC regulatory and compliance requirements.
- Demonstrated ability to lead teams, manage stakeholders, and collaborate effectively with sales, operations, and senior leadership.
- Excellent communication, negotiation, and relationship-management skills with a customer-centric approach.
- Comfort using lending technology platforms, data-driven dashboards, and MS Office tools for reporting and analysis.
- Prior experience in MSME or mortgage-backed lending within an NBFC or bank environment is highly beneficial.
- Bachelor’s degree in finance, business, economics, or a related field; a postgraduate qualification (MBA or equivalent) is an advantage.
- Ability to work in office in Ghaziabad, Meerut, Bulandshahr & Hapur

📌 LAP Head (India)
🏢 Maxemo Capital
📍 India