Company Description Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India’s leading non-banking finance companies with a strong focus on rural and semi-urban markets. The company serves over 10 million customers and manages assets under management (AUM) of more than USD 11 billion. It is a major financier of vehicles and tractors and offers a wide range of financial products including fixed deposits, SME loans, housing finance, insurance broking, and mutual fund investment management.

With over 1,369 offices reaching 4,80,000 villages and 7,500 towns, Mahindra Finance provides extensive last-mile connectivity across India and has a presence in the US through a joint venture financing Mahindra vehicles. The company’s commitment to sustainable business practices is recognized through its listing on the Dow Jones Sustainability Index in the Emerging Market Category.

Role Description This is a full time, on-site role for a Business Executive – Automotive Loans, located in Gandhidham. The role involves sourcing and onboarding customers for automotive loans, including cars, commercial vehicles, and tractors, through direct outreach, dealer relationships, and local market networking.

Responsibilities include assessing customer eligibility, collecting and verifying documentation, processing loan applications, and coordinating with credit and operations teams to ensure timely approvals and disbursements.

The Business

Executive will manage customer relationships, provide product explanations,



support repayment and collections, and maintain compliance with company policies and regulatory guidelines. The role also requires achieving sales and portfolio quality targets, preparing basic reports, and sharing market insights to support business growth in the region.

Qualifications

- Strong sales and customer relationship skills, with ability to engage rural and semi-urban customers and build trust-based partnerships with dealers and local stakeholders.
- Knowledge of automotive loan products, vehicle and tractor financing processes, and basic credit principles relevant to retail lending.
- Competence in documentation handling, data entry, and using basic computer applications or loan processing systems for application and record management.
- Solid communication and interpersonal skills to explain loan terms clearly, handle queries, and coordinate effectively with internal teams.
- Ability to work in the field, understand local markets, and perform collections and follow-ups in a professional and ethical manner.
- Minimum educational qualification of a bachelor’s degree or equivalent in commerce, finance, business, or a related discipline; relevant diplomas or certifications in finance or sales are an advantage.
- Prior experience in retail lending, vehicle finance, microfinance, or financial services, especially in rural or semi-urban areas, is preferred.
- Comfort with working toward performance targets, adhering to compliance and regulatory norms, and maintaining high

📌 Business Executive - Automotive Loans (Gandhidham)
🏢 Mahindra Finance
📍 Gandhidham