CA Fresher

- Verify day-to-day branch processes including vault cash handling, ATM management, and clearing.
- Audit locker operations, security stationery management, and key movement registers.
- Review high-risk account operations, dormant account activations, and manual fee waivers.
- Evaluate the accuracy and completeness of localized regulatory reports and branch accounting.
- Check customer files to ensure strict adherence to Know Your Customer (KYC) and Anti-Money Laundering (AML) standards.
- Assess compliance with local central bank guidelines and internal customer onboarding policies.
- Review branch-level customer grievance tracking and resolution timelines.
- Identify operational control gaps, unusual transaction patterns, and employee exception logs.
- Utilize transaction sampling methods and automated exception data to spot potential internal or external fraud.
- Perform surprise cash verifications and asset validations during on-site branch visits.
- Draft clear, concise audit findings with appropriate root-cause analysis.




- Discuss observations with Branch Managers and agree on sustainable rectification timelines.
- Follow up on past outstanding audit points to ensure complete resolution.

Ensure adherence to internal policies, procedures, statutory requirements, and relevant banking regulations.
- Building and managing solid stakeholder relationships across all levels of management, governance bodies, and business units, ensuring open communication and trust.

Provide recommendations for improving existing processes and systems within branch operations. Prepare comprehensive reports and provide insights to senior management and the audit committee on the quality of audit work and key performance indicators.

Measuring stakeholder satisfaction with the audit process, as recommended by the Internal Audit Standards, to ensure continuous improvement.

📌 Auditor (India)
🏢 Yes Bank
📍 India