Loan Portfolio & Business Growth
Team Formation and Handling.
Target Achievement: Drive annual, quarterly, and monthly plans for loan disbursements, member admissions, and savings collection.
Loan Appraisals & Approval: Conduct field investigations, verify client projects/houses, review application forms and repayment history, and approve or coordinate the approval of loans within authorized limits.
Market Expansion: Conduct local area surveys, identify potential borrowers and savers, and build inclusive banking services for underserved segments.
Operations & Cash Management
Daily Collections: Oversee group meetings, daily loan installment collections, savings recovery, and afternoon collection of overdue accounts.
Cash & Register Verification:
Manage branch cash positions, reconcile cash imbalances, sign daily collection reports (DCR), bill vouchers, and cash certificates, and coordinate cash requisitions with banks.
Passbook & File Audits: Ensure periodic verification of client passbooks (e.g., every three months) and proper preservation of physical and digital records
Pay: ₹28,000.00 - ₹35,000.00 per month
Perks:
Cell phone reimbursement
Versatile schedule
Paid sick time
Paid time off
Provident Fund