Job Description : CTO – Digital Transaction Banking
We are seeking a visionary and execution-driven technology leader to drive the technology strategy, architecture, scalability, and modernization of Intellect's Digital Transaction Banking platform.

The role requires deep expertise in enterprise banking platforms, transaction banking architecture, cloud-native engineering, and large-scale transformation programs. The CTO will work closely with customers, product leadership, engineering, delivery, and business stakeholders to build highly scalable, resilient, AI-enabled, and future-ready banking platforms.

This leader will play a critical role in shaping next-generation capabilities across payments, cash management, liquidity management, API banking, virtual accounts, trade finance, and corporate banking transformation initiatives globally.

The ideal candidate combines strong banking domain expertise with modern engineering leadership and the ability to engage confidently with CXOs, enterprise architects, regulators, and strategic customers. The candidate should also demonstrate a robust track record of driving the adoption of AI-Driven Development Lifecycle (AIDLC) practices and providing hands-on technical guidance to development and engineering teams.

Define and drive the technology vision and architecture roadmap for the Digital Transaction Banking platform.
Lead enterprise architecture across cloud-native, microservices-based banking platforms.
Partner with CIOs, CTOs, enterprise architects, and senior customer stakeholders on transformation programs.
Lead architecture governance, solution reviews, and strategic technology decisions.
Guide cloud, DevSecOps, API, integration, and enterprise deployment strategies.
Provide hands-on technical guidance to development and engineering teams, supporting design decisions, code-level problem-solving, engineering excellence, and the implementation of scalable,



high-quality solutions.
Drive initiatives to accelerate the adoption of AIDLC practices across the software development lifecycle, leveraging AI-enabled engineering approaches to improve developer productivity, quality, and delivery outcomes.
Leverage deep expertise in J2EE and enterprise application development, alongside modern cloud-native technologies, to guide platform architecture, engineering decisions, and technology modernization.
Stay ahead of emerging banking and enterprise technology trends, including AI-led transformation initiatives.

Required Experience

- 20+ years of experience in enterprise technology leadership, software engineering, architecture, and large-scale technology transformation.
- Strong experience in Digital Transaction Banking, Payments, Cash Management, Trade Finance, or Corporate Banking platforms.
- Proven experience building and scaling enterprise-grade banking solutions.
- Deep expertise in J2EE and enterprise application architecture, alongside cloud-native architectures, microservices, APIs, DevSecOps, containerization, and enterprise integration.
- Demonstrated experience driving the adoption of AIDLC or AI-enabled software development and engineering practices.
- Strong hands-on technical capabilities, with the ability to guide development and engineering teams on architecture, design, implementation, and complex technical challenges.
- Prior experience working with global banking customers and regulated environments preferred.

Bachelor's or Master's degree in Engineering, Computer Science, Information Technology, or a related discipline.
MBA or advanced technology/business certifications preferred.
Relevant cloud, architecture, or enterprise technology certifications will be an added advantage.
Banking product organizations
Transaction banking platforms
Payments and corporate banking technology firms
Large-scale banking transformation practices within consulting or technology organizations

📌 Head of Technology Deployment (Chennai)
🏢 Intellect Design Arena
📍 Chennai