Job Title: Insurance Underwriter (Commercial Lines) Accurate Risk Managers & Insurance Brokers Department: Underwriting / General Insurance Reporting To: Head – Underwriting / Senior Underwriter

Location:
Kothrud Job Purpose To evaluate, assess, and underwrite insurance proposals within the assigned line of business ( Commercial Lines ), ensuring profitability, compliance with underwriting guidelines, and support to sales and servicing teams. *

Key Responsibilities
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• Analyse insurance proposals and assess risk based on underwriting guidelines.
• Prepare underwriting reports, quotations, and technical evaluations.
• Liaise with insurance companies for quotations, negotiations, and policy terms.
• Support the sales team with technical inputs for current business and renewals.
• Manage renewals including pricing, negotiations, and timely closures.
• Coordinate with internal teams and insurers for policy issuance and endorsements.
• Maintain proper documentation and underwriting records.
• Ensure compliance with IRDAI regulations and company policies.
* Commercial Lines :




- ❖ Underwrite policies such as Fire, Marine, Liability, Engineering, etc. ❖ Assess risk based on property, business operations, and exposure ❖ Review technical documents (valuation reports, risk inspections, etc.) ❖ Support risk improvement and loss prevention recommendations *Key Skills & Competencies :
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• Understanding of the assigned insurance line ( Commercial Line)
• Analytical and risk assessment skills
• Negotiation and communication skills
• MS Excel proficiency
• Attention to detail and time management *Qualification &

Experience:
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• Graduate / Postgraduate in Insurance, Finance, or related field
• 1–5 years of experience in underwriting
• Knowledge of IRDAI regulations
• Insurance certifications (Licentiate / Associate – III / IIB) preferred
• Freshers can be considered for trainee roles *KPIs :
- 1. Accuracy of underwriting and quotations 2. Turnaround time 3. Renewal retention 4. Client and insurer satisfaction

📌 Commercial Lines Underwriter | Pune (India)
🏢 Accurate Risk managers and Insurance Brokers
📍 India