:

We are looking for a agile and result-oriented Relationship Manager - Working Capital to drive business growth by managing and expanding relationships with SME / Corporate clients. The role involves sourcing, structuring, and managing working capital solutions while ensuring high levels of customer satisfaction

Key Responsibilities :

Acquire new SME / Corporate clients for Working Capital finance (CC/OD, Bill Discounting, Trade

Finance, etc.) Manage and deepen existing client relationships to enhance wallet share Assess client requirements and structure suitable credit solutions Conduct financial analysis, credit appraisal, and risk assessment Coordinate with credit, operations, and legal teams for timely sanction & disbursement, Monitor portfolio performance, including utilization,

renewals, and compliance

Ensure adherence to internal policies, regulatory guidelines,



and audit requirements Identify cross-sell opportunities (Forex, Term Loans,

CMS, Insurance, etc.)

Maintain strong market intelligence and competitor awareness

Key Skills & Competencies:

Strong knowledge of Working Capital products and credit processes

Good understanding of financial statements & cash flow analysis

Excellent relationship management and negotiation skills

Target-driven with strong business development ability

Good communication and stakeholder management

Qualifications

Graduate / Postgraduate (MBA Finance preferred) Relevant experience in Banking / NBFC / Financial Institutions

Why Join Us?

Opportunity to work in a high-growth banking environment Exposure to diverse industries and clients Performance-driven culture with growth opportunities

📌 Relationship Manager (Hoskote)
🏢 HDFC Bank
📍 Hoskote