Acuity Analytics is currently looking for experienced professionals (5-10 years) with experience into Credit Analysis & Rating in FIG sector (Financial Institutions Group) to join our growing team in Bangalore!
- Location: Bangalore/ Gurgaon (work from office)
- Work hours: 10am to 7pm IST
- Department: Lending Services
- Experience Level: 5-10 years
Key Skills/ Responsibilities
- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFC’s and other Financial Institution counterparties.
- Managing a portfolio of clients and handling rating assignments.
- Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc). • Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
- Adhering to standard operating procedure & policies including compliance documentation.
- Maintaining strong relationship with the client.
- Solid understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
- Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
- Ability to multi-task independently under tight timelines and eye for details.
- 4 - 10 year’s relevant experience in the field of credit analysis for Financial Institution.
Key Competencies
- Analyze and deliver assigned deals/tasks within committed timelines
- Update required trackers with latest status/updates
- Responsible for value-add deliverables across different process within loan life cycle
- Identify ways for improvement in efficiency gains and process improvement
- Responsible for adherence to client SLAs and Policies
- Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines
- Responsible for on-time identification and escalation of risks and mitigants