Company: Kerala Grameen Agro Producer Company Ltd (KGAPCO)
Location: PMG, Thiruvananthapuram
Job Type: Full time
Job Description:
The Loan Officer will be responsible for loan disbursement, customer relationship management, and collection monitoring (Note: This is not a microfinance role). The role involves both field and office work and requires a performance-driven mindset.
Key Responsibilities:
Handle loan disbursement, documentation, and collection activities.
Conduct field visits for customer identification, verification, and follow-up.
Achieve monthly and quarterly business targets.
Maintain positive customer relationships and ensure satisfaction.
Coordinate with branch and accounts departments for timely processing and recovery.
Prepare and submit daily and periodic performance reports.
Requirements:
Qualification: Plus Two
Experience: Freshers can apply. Candidates with prior field experience will receive a salary hike.
Skills: Strong communication, adaptability, and goal-oriented attitude.
Other Requirements:
Willingness to travel for field work.
Candidates must be based in Thiruvananthapuram District (local candidates preferred).
Driving licence is Mandatory.
Age Limit: 23 to 45 years.
Salary & Benefits:
Salary Range: ₹15,000 – ₹20,000 per month (based on experience and performance)
Incentives: 3 types of performance-based incentives
Additional Benefits:
Provident Fund (PF)
Health Insurance
Annual Bonus
Travelling / Petrol Allowance
Cell Phone & Internet Reimbursement
Paid Sick Leave & Paid Time Off
Growth opportunities Opportunities
Performance Rewards and Recognition
Work Schedule:
Timing: 9:30 AM – 5:30 PM
Nature of Work: Field and office work; target-oriented role
Job Types: Full time, Permanent, Fresher
Pay: ₹15,000.00 - ₹20,000.00 per month
Benefits:
Cell phone reimbursement
Commuter assistance
Health insurance
Internet reimbursement
Paid sick time
Paid time off
Provident Fund