Key responsibilities
Prepare data requirement lists and collect financials, GST, bank statements and other documents from clients.
Prepare CAMs, CMA data and financial projections; assess working capital (MPBF) and DSCR.
Identify credit risks and propose practical mitigants and suitable facility structures.
Track sanction terms, documentation and disbursement conditions.
Requirements
CA or CA Finalist.
Credit analyst experience in a Bank, NBFC, Rating Agency, Rating Consulting, Debt Advisory or Investment Banking firm.
Hands-on with CAM preparation, lender data requirements and risk assessment for debt proposals.
Solid Excel, financial analysis and credit writing skills.
Preferred product exposure: Working capital (CC/OD, LC/BG), term loans and project finance, supply chain finance (TReDS, factoring), equipment finance, NCDs and acquisition funding.