KAARA.AI IS HIRING

QA: Payments & UPI Test Engineer

UPI · IMPS · NEFT · RTGS · BBPS/Cards

Function: Information Technology

Experience: 5 – 8 years

Location: Bangalore

ROLE PURPOSE

We are hiring a Payments & UPI Test Engineer to test payment journeys across UPI, IMPS, NEFT, RTGS, BBPS and cards for banking

and regulated financial services.

KEY FOCUS AREAS
UPI, IMPS, NEFT, RTGS, BBPS/cards.
Beneficiary, limits, callbacks, status and timeout scenarios.
Duplicate, reversal, refund and reconciliation scenarios.

REQUIRED SKILLS & EXPERIENCE
Minimum 3 years of payments testing.
Direct UPI experience is mandatory for at least one selected resource.
Banking and channels: Experience in banking or regulated financial services, preferably Internet Banking, Mobile Banking, payment journeys, onboarding or customer servicing.
QA lifecycle: Test planning, risk-based scenario design, test-case preparation, execution, evidence, defect lifecycle, retesting, regression, traceability, UAT support and closure.
API testing: Postman, Swagger/OpenAPI and REST API validation. REST Assured or equivalent automation experience is preferred for technical profiles.
Automation: Hands-on skill in Selenium, Cypress,



Playwright, Appium or equivalent. TOSCA is an added advantage, not a substitute for domain and hands-on testing capability.
Architecture: Understanding of microservices, API gateways/BFF, event-driven integration, external dependencies, distributed logs/traces and CI/CD-integrated testing.
Tools: Jira, ServiceNow, HP ALM or Zephyr; Git; CI/CD test execution; dashboards and test-evidence management.
Channels: Exposure to web, iOS/Android mobile, APIs, backend services and end-to-end integrated journeys.
Ways of working: Agile/Scrum, story refinement, acceptance-criteria review, sprint ceremonies, defect triage and cross-team coordination.
Communication: Ability to communicate business impact, dependency risk, test status and release concerns to Bank, SI partner, product, engineering and control teams.
Data and security: Responsible handling of test data, masking, evidence redaction, credentials and sensitive banking information.

PREFERRED SKILLS
NPCI ecosystem exposure.
High-volume payments.
Simulators.
SQL reconciliation.
ISO 20022 awareness.

Kaara.AI

📌 Qa Payments & Upi Test Engineer Bengaluru
🏢 Kaara Info Systems Private
📍 Bengaluru