Key Responsibilities:
Entity Scrutiny &
KYC:

Verify business structures (Proprietorships, Partnerships, LLPs, Pvt Ltd) using MCA/ROC, GST portal, Udyam Registration, and PAN records.
Credit Operations Support: Scrutinize borrower financials (ITR, computation, balance sheets, GSTR-3B/1, and 6–12 months bank statements). Coordinate field visits (FI) and office/factory verification checks.
Collateral &
Legal Checks (Secured Loans):

Liaise with empanelled advocates for Title Search Reports (TSR/NEC) and technical valuers for property/machinery valuation reports.
Compliance &
Mortgage Filing:

Complete CERSAI search/filing, verify charge creation on MCA, and manage proper state-level stamping and franking.
Loan Documentation &
Disbursement:

Prepare loan agreements, hypothecation deeds, board resolutions, and personal guarantees. Set up automated repayment pipelines (NACH, e-Mandates, SPDCs) and transparent files for bank disbursement.
Post-Disbursement Servicing: Maintain secure custody of original title deeds and security documents. Process NOCs,



foreclosure letters, and balance confirmations.
Reporting: Maintain daily/weekly MIS on login-to-disbursement TAT and file status.

Required Qualifications &
Experience:
Education: Bachelor’s or Master’s degree in Commerce, Finance, or Banking (B.Com / BBA / M.Com / MBA).
Experience: 2 to 5+ years of operational experience in MSME, SME, or Business Loan operations within an NBFC, Bank, or Lending Fintech.
Technical Knowledge:
Hands-on experience with Loan Origination Systems (LOS) / Loan Management Systems (LMS).
Direct working knowledge of MCA, GST, Udyam, CERSAI, and CIBIL Commercial.
Proficiency in MS Excel (VLOOKUP, Pivot Tables, MIS).
Key Strengths: Robust understanding of business financials, high attention to documentation accuracy, and speed in processing files.

Pay: ₹15,000.00 - ₹25,000.00 per month

Advantages
Paid sick time

Work Location: In person

📌 Operations Manager / Senior Operations Executive – Msme & Business Lending Vadodara
🏢 LABDHI FINSERV
📍 Vadodara