Job Title

Team Member - Balance Sheet Strategy & ALM

Business Unit

Finance

Reporting To

Unit Head - Balance Sheet Strategy & ALM

Job Function and Role Type

Balance Sheet Strategy & ALM, Individual Contributor

Version No

1.0

Job Purpose

Prepare and analyze bank-level data for reporting and regulatory submissions. Ensure compliance with liquidity and interest rate risk requirements.

Key Responsibilities

PSL

Liquidity Reporting

• Prepare and analyze month-end liquidity reports and regulatory returns
Compute and monitor Liquidity Coverage Ratio (LCR) daily and monthly as per RBI guidelines
Identify and analyze LCR movements and incorporate amendments
Prepare quarterly disclosure reports for RBI submission
Regulatory Reporting
Prepare and submit SLS, IRR, and tranche reports
Provide data for audits and ensure timely responses to queries
Automate reporting processes to improve efficiency
ALM Reporting
Prepare and publish ALM reports, including divisional-level ALM and Monday reports
Reconcile financial files and prepare export credit and contract movement reports
Ensure accuracy and timeliness of ALCO reporting and presentations




PSL Reporting
Prepare divisional PSL sub-targets and related reports
Generate yearly PSL FIBAC reports and monthly FWODPSL reports
Yield Reporting
Process yield files for India, Bahrain, HK, and GC
Incorporate financial adjustments and ensure data accuracy.

Education:

Graduation in a relevant field.

Certifications:

None specified.

Key Competencies

Banking product and process knowledge, planning and organizing, communication, attention to detail, regulatory compliance.

Major Stakeholders

Operations, Treasury, Market Risk, BIU, Audit, Compliance.

Required Skills we are looking for a qualified CA/MBA with an experience in Asset Liability management. Should have 2to 3 yrs working knowledge of daily liquidity reports such as

Structural liquidity statement(SLS),

Interest rate sensitivity statement(IRS),

Interest rate risk in banking book (IRRBB),

Liquidity Coverage Ratio(LCR) and Net Secure Funding ratio(NSFR).

Working knowledge of Surya Soft systems in ALM will be an added advantage.

📌 Team Member Balance Sheet Strategy & Alm Mumbai
🏢 HDFC Bank
📍 Mumbai