Key Responsibilities

1. Agency for Specialized Monitoring (ASM)

Monitor end-use of funds and fund flows in borrowers’ and group companies’ bank accounts.

Review bank statements, books of accounts, invoices, agreements and utilization certificates.

Identify fund diversion, siphoning, related-party transactions and deviations from bank sanction terms.

Prepare periodic ASM reports as per SBI and Union Bank of India formats.

Conduct factory, warehouse and branch visits across India as required.

2. Bank Stock Audits & BG Audits

Conduct physical verification of stock, book debts, creditors and drawing power.

Perform bank guarantee (BG) audits as per bank-specific requirements.

Prepare audit reports and follow up on compliance.

Travel to client locations for audits and verification.

3. Credit & Financial Advisory

Prepare project reports and feasibility studies for term loans and working capital requirements.

Prepare CMA data, projected financial statements, ratio analysis, DSCR and fund-flow statements.

Assist in preparing financial proposals and loan application documents.

Coordinate with borrowers and banks regarding financial proposals.

4. MIS Reporting

Prepare MIS reports covering sales, purchases, inventory, receivables, payables, cash flow and profitability.

Develop Excel-based dashboards and trackers.





Coordinate with client accounts teams for data collection and reporting.

5. General Responsibilities

Maintain audit working papers, checklists, trackers and assignment timelines.

Coordinate with corporate finance teams and bank officials.

Support partners and team leaders in reviews, queries and timely report submission.

Qualifications & Experience

Senior Executive

Qualification: CA Inter / B.Com / M.Com / MBA (Finance).

Experience: 2–5 years in audit, accounts, credit monitoring or financial reporting.

Knowledge of Ind AS, bank sanction terms, working capital, term loans and fund-flow analysis.

Proficiency in MS Excel, Word and PowerPoint.

Familiarity with Tally, SAP or other ERP systems.

Good English communication and report-writing skills.

Executive

Qualification: B.Com / M.Com or equivalent.

Strong MS Excel skills, including Pivot Tables, Lookups and dashboards.

Positive analytical and reporting skills.

Good English communication is desirable.

Key Skills

Audit and financial analysis

Credit monitoring and fund-flow analysis

Stock audits and BG audits

CMA data and project report preparation

MIS reporting and advanced Excel

Communication and stakeholder management

Willingness to travel across India

Integrity, confidentiality and attention to detail

📌 Executive / Senior Executive – Audit, Credit Monitoring & Financial Services (Ahmedabad)
🏢 Mantras2Success
📍 Ahmedabad