Location: Delhi NCR
Department: Sanction Industry:
Financial Services – Payday Loans
Employment Type: Full-Time
Job Summary: We're looking for a dynamic, motivated and Credit Manager to join our growing payday loan division. In this role, you'll be responsible to support our payday lending operations by evaluating credit applications, managing risk exposure, and ensuring high-quality credit decisions. This role requires a sharp eye for detail, sound judgment, and the ability to work under pressure in a fast-paced, compliance-driven environment. The ideal candidate will balance risk management with customer satisfaction, contributing to responsible lending and sustainable business growth.

Key Responsibilities: Evaluate loan applications and assess borrower risk based on credit reports, income verification, and loan history. Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in line with company and legal guidelines. Analyse credit data and financial information to determine loan eligibility. Approve or decline loans within assigned credit limits or escalate decisions as needed. Communicate clearly with customers regarding loan terms, repayment schedules, and any conditions. Monitor loan portfolios for delinquencies and initiate pre-collection follow-ups. Ensure compliance with payday lending laws, fair lending practices, and internal risk policies. Coordinate with collections, customer service, and legal teams to manage high-risk accounts. Maintain accurate records of credit decisions and supporting documentation.



Contribute to the improvement of risk assessment models and processes.

Key Responsibilities: Evaluate loan applications and assess borrower risk based on credit reports, income verification, and loan history. Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks in line with company and legal guidelines. Analyse credit data and financial information to determine loan eligibility. Approve or decline loans within assigned credit limits or escalate decisions as needed. Communicate clearly with customers regarding loan terms, repayment schedules, and any conditions. Monitor loan portfolios for delinquencies and initiate pre-collection follow-ups. Ensure compliance with payday lending laws, fair lending practices, and internal risk policies. Coordinate with collections, customer service, and legal teams to manage high-risk accounts. Maintain accurate records of credit decisions and supporting documentation. Contribute to the improvement of risk assessment models and processes.

Qualifications:
-Bachelor's degree
-1-3 years of experience preferably in financial services, lending, customer relationship -management.
-Knowledge of payday loans or short-term lending products is a strong advantage. -----Solid understanding of lending regulations and credit evaluation techniques.
-Proficient in MS Office and credit decisioning tools/software.
-Excellent analytical, communication, and decision-making skills.
-Ability to work in a fast-paced, target-driven environment.

Pay: From ₹10,000.00 per month

Benefits:

- Provident Fund

Work Location: In person

📌 Credit Manager (Delhi)
🏢 CREDPLUSA2M
📍 Delhi