- 6–8 years of relevant experience in Credit Underwriting / Credit Risk / Portfolio Risk.• Prior experience in NBFC or Bank is preferred.• Strong experience in unsecured business loans, MSME loans, business lending or othercash-flow based lending products.• Candidates with experience managing high-volume, small-ticket credit portfolios will bepreferred.• Experience in leading a credit team and handling delegated credit authority is desirable.