Main Accountabilities Qualifications & Experience
• CA with 1-2 years of experience in Business Accounting / FP&A; / MIS
• Solid understanding of P&L;, financial reporting, and analysis
• Strong understanding of asset quality (GNPA), credit cost, and lending products
• Strong Excel and analytical skills
• Exposure to dashboarding tools (valuable to have) Competencies:
• Ownership
• Boundaryless Behaviour
• Cost Consciousness Functional Competencies
• GNPA
• Credit costs
• Margins Key Decisions taken
• Identification and escalation of variance drivers and inconsistencies
• Selection of appropriate data sources for reporting and analysis
• Prioritization of reporting tasks based on timelines and requirements
• Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics 1. Budgeting & Performance Tracking Support
• Support preparation of annual budgets for margins, AQ & credit cost and balance sheet analysis
• Track monthly/quarterly rolling estimates and performance metrics
• Highlight key deviations and assist in performance analysis 2. Asset Quality & Credit Cost Analysis Support
• Track and analyze GNPA, standard asset movement, and credit cost trends
• Support preparation of asset quality MIS and dashboards
• Assist in assessing impact of asset quality on business performance Monthly P&L;
• Preparation monthly P&Ls; for different SBUs and Products.



Analyse the reasons for variance against budget 3. Margin Analytics
• Prepare the necessary break down of Margins and and it’s components to understand and analyse the reasons for variance
• Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs
• Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis 4. Cost allocation cycles
• Assist in preparation of allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs
• Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments
• Ensure timeliness, accuracy as well as consistency in reporting across SBUs 5. Management Reporting Support (Investor Presentations / ACM / MIS Decks)
• Assist in preparation of IP / Board / ACM decks and management presentations
• Collate and present the key data points required for Investor calls such as ATS, ACL, GECL, IRR, and portfolio metrics
• Ensure accuracy and consistency of reporting outputs 6. Business Accounting & Process Support
• Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc.
• Validate financial data across systems and reports
• Assist in ensuring alignment of reporting across business units

📌 Manager - MIS & Business Planning - Mumbai (Thane)
🏢 Tata Capital
📍 Thane