Key Responsibilities
• Acquire, Manage and nurture relationships with current & existing mid/large corporate clients
• Understand client business models, financials, and credit needs to provide structured/tailored solutions.
• Conduct thorough credit analysis and risk assessment to support lending decisions.
• Collaborate with internal teams such as credit and risk management
• Monitor client accounts regularly to identify growth opportunities and address any concerns proactively.
• Preparation of In-Principle Credit Note and Presentations for Credit Committee approvals, Understanding of Credit and to present proposal to Management for approvals
• Monitoring on credit risk metrics and highlighting early warning signals. Follow-up with clients for covenants, post disbursal documents and internal review requirements.
• Working closely with Credit and Collections team to monitor EWS.
• Coordination with other departments – Operations, Legal, Compliance as a part of Business Team
• Working with internal Legal team and External Legal Counsel on transaction documentation
• Renewal/ review of cases in timely manner
• Understanding of Audit compliance and regulatory compliance
Experience:
• 3-5 years’ experience in Corporate Finance, Structured Finance (NBFC / Corporate Banking / AIF) will be preferred.
Education:
• MBA (Finance) / CA is mandatory for the role Skills & Competencies:
• Credit Risk analysis
• Market Feedback / network
• Financial Analysis
• Understanding of regulatory norms
• Ability to hold and negotiate a conversation with senior management & promoters