Job Title:

Sales Officer-Retail Assets-Auto Loans

Job Details:

Business Unit: Retail Assets - Auto Loans

Team: Retail Assets - Auto Loans

Reports to: Regional Sales Manager – Auto Loan

Location: Multi-Locations

Job Function: Sales

Role Type: Individual

Direct Reportees: 0

Travel Required: Local

Job Band Range: S1-S2

JD Created Date: 30-Oct-19

JD Updated Date: 14-May-24

Job Purpose:

Responsible for distribution, documentation management post disbursement of loans, and stakeholder relationship.

Job Responsibilities:

Business Numbers: Achieve targeted business volume at given WIRR and CoA, meeting individual targets for all verticals.

Distribution: Maintain a proper distribution mix (Dealer, DSA, Branch, ADC) for channel mix and COA advantage; achieve agreed business growth and cost advantage from recent geographies; maintain agreed market share.

PDD Management: Keep PDDs outstanding post 90 days of disbursement within set benchmarks.

Relationship: Conduct timely visits and maintain healthy relationships with DSA / DDSA / Zonal Heads and Regional OEM offices.

Third-party Income: Achieve targeted Insurance revenue, DSC collection, FD, CASA, and CC sourcing month on month.

Others: Ensure the team is motivated and trained (Human Resource); maintain BDR benchmark productivity of the region (Productivity).

Educational Qualifications:

Graduate/Postgraduate

Key Skills:





Sales and Influencing Skills

Banking Product & Process Knowledge

Planning and Organizing Skills

Communication

Knowledge of Competition & Current trends in the financial Industry

Experience Required:

1 Year to 5 Years

Major Stakeholders:

Sales Managers

Credit & Operations

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 Sales Officer-Retail Assets-Auto Loans (Ahmedabad)
🏢 HDFC Bank
📍 Ahmedabad