**Title: F&A; - Ops Processing Associate / Senior Associate (Grade 04/05)** **Job Details:** + Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements. + Extract and input financial data into bank-approved spreading tool. + Review audited and compiled financial statements for completeness and accuracy. + Calculate and validate key financial metrics, ratios. + Identify discrepancies, missing information, and unusual financial trends for escalation. + Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations. + Maintain service level agreements (SLAs) and productivity targets. + Ensure compliance with internal controls, regulatory requirements, and risk management standards. + Knowledge of GAAP, IFRS, or regional accounting standards. + Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.



+ Participating in the training programs based on business needs + Attending team meetings or customer calls. **Job Requirements & eligibility Criteria:** + 2-4 Years of experience in Banking BPO is preferred. + Bachelor's degree in commerce, Accounting, Finance, or a related field. + Understanding of financial statements and accounting principles. + Knowledge of ratio analysis, cash flow analysis, and credit fundamentals. + Strong attention to detail and analytical skills. + Proficiency in Microsoft Excel and financial analysis tools. + Positive written and verbal communication skills. + Ability to work under deadlines and manage multiple priorities. + Ability to work scheduled shifts. + Ability to communicate (oral/written) effectively in English to exchange information with our client when required.

📌 Banking Operations Associate (Chennai)
🏢 NTT America
📍 Chennai