- Key Responsibilities:Source car loan business through dealerships, direct sales activities, referrals, and channel partners.
- Achieve monthly and annual disbursement targets for current and used car loans.
- Build and maintain strong relationships with automobile dealers and key business partners.
- Generate leads, conduct customer meetings, and convert prospects into loan customers.
- Collect, verify, and process customer documents as per company guidelines.
- Conduct customer profiling and preliminary credit assessment.
- Coordinate with credit, operations, and underwriting teams for timely loan approvals and disbursements.
- Ensure adherence to KYC, regulatory, and company compliance requirements.
- Monitor portfolio quality and assist in collection activities to minimize delinquency.
- Maintain customer databases, sales reports, and MIS records.
- Participate in promotion campaigns, dealer meets, vehicle exhibitions, and marketing activities.
- Key Result Areas (KRAs):Car Loan Disbursement Achievement
- Lead Generation and Conversion
- Dealer Network Development
- Portfolio Quality Maintenance
- Customer Acquisition and Retention
- Collection Support and Delinquency Management
- Customer Satisfaction
- Educational Qualification:Graduate in any discipline.
- MBA/PGDM in Marketing or Finance is preferred.
- Experience:0-1 years of experience in Car Loans, Vehicle Finance, Banking, NBFC, or Retail Asset Sales.
- Freshers with strong sales aptitude may also be considered.
- Required Skills:Knowledge of Car Loan products and vehicle finance processes.
- Strong sales, negotiation, and relationship management skills.
- Good communication and presentation skills.
- Ability to work in a target-oriented environment.
- Customer handling and problem-solving abilities.
- Basic computer knowledge and proficiency in MS Office.
- Key Competencies:Customer Focus
- Result Orientation
- Relationship Building
- Communication Skills
- Market Awareness
- Teamwork
- Compliance and Integrity
- Preferred Industry:NBFC
- Banking
- Vehicle Finance
- Automobile Finance
- Direct Sales Agencies (DSA)
📌 Business Executive (Madurai)
🏢 Mahindra Finance
📍 Madurai
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