Strategy & Business Performance – Consumer Bank | FP&A;

Role Overview:

A high-impact, high-visibility strategy role within the Consumer Bank's FP&A; function, serving as an internal consultant to senior leadership. The incumbent will transform financial and operational intelligence into outcome-driven action, shaping resource allocation, driving fiscal discipline, and unlocking productivity across the franchise.

Key Responsibilities:

- Strategic Analysis - Mine complex financial and business datasets to surface trends, inefficiencies, and performance gaps across the Consumer Bank.
- Ground-Level Intelligence - Engage directly with frontline sales teams, business units, and customers to capture on-the-ground realities and translate them into strategic inputs for leadership. Bridge boardroom strategy with field-level execution.
- Actionable Recommendations - Develop insight-driven recommendations on efficiency, cost optimisation, and return on resources.
- Decision Frameworks - Build structured problem statements and analytics models that enable leadership to evaluate trade-offs and prioritise with clarity.
- Cross-Functional Projects - Lead high-impact workstreams spanning budgeting, network strategy, cost transformation, and performance management.
- Executive Communication - Craft board-ready presentations and management narratives that distil complex analyses into compelling storylines.

Key Skills & Capabilities:





- Strategic Thinking - Ability to connect data with business context and drive from analysis to action.
- Financial Acumen - Solid grounding in P&L; dynamics and FP&A; disciplines.
- Ground-Level Connect - Willingness to step beyond spreadsheets and engage with sales teams, branches, and customers to inform strategy.
- Stakeholder Influence- Ability to influence without authority and engage credibly with senior leadership.
- Structured Problem-Solving - Comfort with ambiguity; ability to break unstructured problems into actionable workstreams.
- Communication - Exceptional skills in preparing executive-level materials.

Experience & Qualifications:

- Education from Tier 1 college (IIT, IIM, SIBM, NMIMS, FMS, XLRI, MDI) or CA.
- Prior experience in strategy, consulting, FP&A;, or business analytics, preferably in financial services.
- Track record on high-impact, cross-functional initiatives with senior leadership exposure.
- Experience engaging with frontline or customer-facing teams to derive business insights will be highly valued.
- Strong academic background in finance, economics, engineering, or management.
- Experience in retail distribution or network strategy is a distinct advantage.
- Experience of 3-5 years.

What Makes This Role Unique:

This is a strategy role housed within FP&A;, designed for someone who thinks like a consultant, operates like a business partner, and is equally comfortable in a boardroom as in a branch visit.

📌 Financial Planning & Analysis (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai